Terms and Conditions

These terms and conditions outline the rules and regulations for the use of spurgintruckinsurance.com. This Website is owned and operated by Ben Spurgin Insurance Agency, Inc.

By accessing our Website, you acknowledge implicitly that you accept these terms and conditions in full. Do not continue to use spurgintruckinsurance.com if you do not accept all the terms and conditions stated on this page.

Terminology

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and any or all Agreements:

Client, you, your, and other second-person pronouns, whether capitalized or not, refer to you, the person accessing this website and accepting the Website’s terms and conditions.

As used on this website, the Agency, the Company, we, our, ourselves, and other first-person plural pronouns, whether capitalized or not, refer to our company, Ben Spurgin Insurance Agency, Inc., as do Ben Spurgin Insurance, Spurgin Insurance, Spurgin Truck Insurance, spurgin.com, and spurgintruckinsurance.com. Party, parties, or us refers either to both the client and ourselves, or to the client or ourselves. Insuring companies with whom we place insurance for our insureds are also referred to as companies, but are contextually differentiated from our agency.

All terms herein refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by in-person meetings or visits, telephone or video calls, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to the prevailing law of United States.

Cookies

We use cookies on this Website. By using spurgintruckinsurance.com, you consent to the use of cookies in accordance with our privacy policy.

Most current Websites use cookies to enable the site owner to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of the area and ease of use for people visiting the site. Some of our affiliate or advertising partners may also use cookies.

License

Except as otherwise stated, Ben Spurgin Insurance Agency, Inc. owns the intellectual property rights for all material on spurgintruckinsurance.com/. All intellectual property rights are reserved. You may view and/or print pages from https://spurgintruckinsurance.com/ for your own personal use subject to restrictions set in these Terms and Conditions.

You must not:

  • Republish material from spurgintruckinsurance.com;
  • Sell, rent, or sub-license material from spurgintruckinsurance.com;
  • Reproduce, duplicate, or copy material from spurgintruckinsurance.com; or
  • Redistribute content from spurgintruckinsurance.com (unless content is specifically made for redistribution and is identified as such).

User Comments Agreement

  • This Agreement shall begin on the date of your first posting of any Comment(s).
  • Certain parts of this website may offer the opportunity for users to post and exchange opinions, information, material and data (“Comments”).
  • Spurgintruckinsurance.com does not screen, edit, publish, or review Comments prior to their appearance on the website, and Comments do not reflect the views or opinions of spurgintruckinsurance.com, its agents, or its affiliates. Comments reflect only the view and opinion of the person who posts such view or opinion.

To the extent permitted by applicable laws:

  • Spurgintruckinsurance.com shall not be responsible or liable for the Comments or for any loss, cost, liability, damages, or expenses incurred by visitors to this Website and/or suffered following any use of and/or posting of and/or appearance of the Comments on this website.
  • Spurgintruckinsurance.com reserves the right to monitor all Comments and to remove any Comments that it considers—in its absolute discretion—inappropriate, offensive, or otherwise in breach of these Terms and Conditions.
  • You warrant and represent that:
    • You are entitled to post Comments on our Website and have all necessary licenses and/or permissions to do so;
    • The Comments do not infringe upon any intellectual property right, including without limitation copyright, patent, or trademark, or other proprietary right of any third party;
    • The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material nor any material that constitutes an invasion of anyone’s privacy; and
    • The Comments will not be used to solicit or promote business or custom, or to present commercial activities or unlawful activity.
  • You hereby grant to our company a non-exclusive royalty-free license to use, reproduce, edit, and/or authorize others to use, reproduce, and/or edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content

Soliciting non-profit organizations, charity shopping malls, and charity fundraising groups may not hyperlink to our Website and may not interpret any of the following permissions as including them.

The following organizations may hyperlink to our Website without prior written approval:

    • Government agencies;
    • Search engines;
    • News organizations; and
    • Online directory distributors—when they list us in the directory—may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses.
  • These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

We may consider and approve in writing—and in our sole discretion—other link requests from the following types of organizations:

    • commonly known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association (AAA), American association of Retired Persons (AARP), Association of Mature American Citizens (AMAC), and Consumers Union;
    • dot.com community sites;
    • associations or other groups representing charities, including charity-giving sites;
    • online directory distributors;
    • internet portals;
    • accounting, law, and consulting firms whose primary clients are commercial businesses; not-for-profit educational institutions; and/or trade associations.

We may approve link requests from these organizations and grant our approval in writing if we determine that (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b) the organization does not have an unsatisfactory record with us; (c) the benefit to us from the visibility associated with the hyperlink outweighs our company’s exclusion; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

With our written approval, these organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are an organization interested in linking to our Website, you must notify us by sending an e-mail to bspurgin@spurgin.com. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

No use of our Company’s logo or other artwork will be allowed for linking without a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall have no responsibility or liability for any content appearing on your Website. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Website or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal, or that infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right at any time and in our sole discretion to request that you remove any link or all links to our Website. You agree to immediately remove all links to our Website upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Website, you agree to be bound to and abide by these linking terms and conditions.

Removal of Links from our Website

If you find any link on our Website or any linked Website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

While we endeavor to ensure that the information on this Website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the Website remains available or that the material on the Website is kept up-to-date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our Website and the use of this Website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill). Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury resulting from negligence;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

To the extent that the Website and the information and services on the Website are provided free of charge, we will not be liable for any loss or damage of any nature.

Credit & Contact Information

This Terms and Conditions page was created at https://privacyterms.io/ generator. If you have questions regarding any of our terms, please contact us.